Update docs/safety.md

Co-authored-by: dstadulis <[email protected]>

docs/safety.md

@@ -16,9 +16,11 @@ using only the `lnd` seed. If `tapd`'s database is lost or corrupted,
 access to all assets minted or received by that `tapd` **is lost**.
 Additionally, custody the BTC, used to carry/anchor the assets would also be lost.
 
-**To avoid loss of funds, make sure you back up your `/home/<user>/.tapd` folder
-regularly.** If you are using a Postgres database as the database backend, it
-is enough to make backups of that database.
+**To avoid loss of funds:
+1) make sure the `/home/<user>/.tapd` directory is backed up regularly.** If `tapd` is configured to use Postgres as the database backend, backups this database is 
+sufficient to preserve access to funds.
+2)`lnd`'s seed phrase has been securely backed up, as all `tapd` assets private 
+keys are derived from it.
 
 And of course, you also need `lnd`'s seed phrase which is what all private keys
 for all assets in a `tapd` instance are derived from.