chore: add privacy policy and terms of conditions

privacy-policy.md

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+# Privacy Policy for Lotes
+
+## Introduction
+
+Welcome to Lotes. This privacy policy outlines our practices concerning the handling of your personal data when you use our app.
+
+## Our Commitment to Privacy
+
+At Lotes, we are dedicated to protecting your privacy. Our app is designed to assist you in creating Bitcoin Lightning Network invoices without compromising your personal information.
+
+## Information We Do Not Collect
+
+- **Personal Information:** We do not collect any personal information including, but not limited to, your name, email address, or physical address.
+- **Usage Data:** We do not track or store any information related to how you use our app.
+- **Device Information:** No information about your device, such as the IP address, device type, or operating system, is collected or stored.
+- **Financial Information:** We do not collect any financial information, including Bitcoin wallet addresses or transaction history.
+
+## How We Protect Your Information
+
+Since our app does not collect any personal data, there is no risk of your personal information being exposed or misused.
+
+## Changes to Our Privacy Policy
+
+We may update this privacy policy from time to time. Any changes will be posted on this page with an updated revision date.
+
+## Contact Us
+
+If you have any questions or concerns about our privacy policy, please contact us at [[email protected]](mailto:[email protected]).
+
+## Effective Date
+
+This privacy policy is effective as of 1st of December 2023.

terms-and-conditions.md

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+# Terms and Conditions for Lotes
+
+## Introduction
+
+Welcome to Lotes. These Terms and Conditions govern your use of our app and the services provided.
+
+## Acceptance of Terms
+
+By using Lotes, you agree to be bound by these Terms and Conditions and our Privacy Policy.
+
+## Use of LNbits
+
+- Lotes utilizes LNbits to assist in creating Bitcoin Lightning Network invoices.
+- You acknowledge that LNbits is an independent system, and your interaction with LNbits is governed by their Terms and Conditions.
+
+## Prohibited Uses
+
+You may not use Lotes for any illegal or unauthorized purpose.
+
+## Limitation of Liability
+
+Lotes is provided "as is." We do not accept liability for any loss or damage arising from your use of Lotes or LNbits.
+
+## Amendments to Terms
+
+We may update these Terms and Conditions from time to time. Your continued use of Lotes after any changes constitutes your acceptance of the new Terms.
+
+## Contact Information
+
+For any questions or concerns regarding these Terms and Conditions, please contact us at [[email protected]](mailto:[email protected]).
+
+## Effective Date
+
+These Terms and Conditions are effective as of 1st of December 2023.