Last updated: Jan 12,2025
| Card | Offer | Estimated Value | Min Spend | Referral required | Targeted | ATH | RHT | Expiry | FYF | AF |
|---|---|---|---|---|---|---|---|---|---|---|
| AMEX Platinum | 140000 MR + $150 (GCR) | $2950 | $10000 + 1 purchase month 14- 17 | No | No | Yes | No | Jan 28, 2025 | No | $799 |
| AMEX Gold | 70000 MR | $1400 | $1000 x 12 months | No | Yes | No | No | N/A | No | $250 |
| AMEX Cobalt | 24000 MR | $480 | $750 x 12 months | Yes | No | No | No | Jan 28, 2025 | No | $155.88 |
| AMEX Aeroplan Reserve | 85000 Aeroplan points + $125 (GCR) | $1825 | $7500/12 months + $2500 month 13 | No | No | No | No | N/A | No | $599 |
| AMEX Aeroplan | 45000 Aeroplan points | $900 | $3000/9 months + $1000 month 13 | No | Yes | No | No | N/A | No | $120 |
| AMEX Marriot Bonvoy | 50000 marriott points + $75 | $495 - $635 | $1500/3 | No | No | No | No | N/A | No | $120 |
| AMEX SimplyCash Preferred | $250 + $50 (GCR) | $300 | $2000/3 months+ 1 purchase month 13 | No | No | No | N/A | N/A | No | $119.88 |
| AMEX SimplyCash | $100 + $30 (GCR) | $130 | $2000/3 months | No | No | No | N/A | N/A | N/A | $0 |
| AMEX Green | 12500 MR | $250 | $1250/3 months | No | Yes | Yes? | No | N/A | N/A | $0 |
| BMO eclipse rise Visa | 20000 BMO points + $50 (FF) | $183 | $1500/3 months | No | No | ? | Yes | Jun 1, 2025 | Yes | $0 |
| BMO eclipse Visa Infinite | 60000 BMO points + $75 (FF) | $475 | $3000/3 months + $2000 x 9 months | No | No | ? | Yes | Jun 1, 2025 | Yes | $120 |
| BMO Ascend World Elite Mastercard | 90000 BMO points + $75 (FF) | $675 | $4500/3 months + $2500 x 12 months | No | No | ? | Yes | Jun 1, 2025 | Yes | $150 |
| BMO eclipse Visa Infinite Privilege | 120000 BMO points + $100 (FF) | $900 | $6000/3 months + $30000/6 months + $75000/12 months | No | No | ? | Yes | Jun 1, 2025 | No | $499 |
| BMO CashBack Mastercard | $125 + $50 (FF) | $175 | $2500/3 months | No | No | ? | N/A | Jun 1, 2025 | Yes | $0 |
| BMO AIR MILES Mastercard | 800 miles + $50 (FF) | $134 | $1000/3 months | No | No | ? | No | Jun 1, 2025 | Yes | $0 |
| BMO CashBack World Elite Mastercard | $250 + $75 (FF) | $325 | $2500/3 months | No | No | ? | N/A | Jun 1, 2025 | Yes | $120 |
| BMO Air Miles World Elite Mastercard | 2000 miles + $75 (FF) | $285 | $3000/3 months | No | No | ? | No | Jun 1, 2025 | Yes | $120 |
| BMO Student CashBack Mastercard | $125 | $125 | $2500/3 months | No | No | ? | N/A | N/A | Yes | $0 |
| BMO Student AIR MILES Mastercard | 800 miles | $84 | $1000/3 months | No | No | ? | No | Jun 1, 2025 | Yes | $0 |
| CIBC Aventura Visa Infinite | 45000 Aventura points | $562.50-$882 | $3000/4 months | No | No | No | No | N/A | Yes | $139 |
| CIBC Aeroplan Visa Infinite | 40000 Aeroplan points | $800 | $5000/4 months + $10000/12 months | No | No | No | No | N/A | Yes | $139 |
| CIBC Aventura Visa Infinite Privilege | 80000 Aventura points | $1000-$1568 | $6000/4 months + $25000/12 months | No | No | No | No | N/A | No | $499 |
| CIBC Aeroplan Visa Infinite Privilege | 70000 Aeroplan points | $1400 | $7000/4 months + $15000/12 months | No | No | No | No | N/A | No | $599 |
| CIBC Aventura Gold Visa | 45000 Aventura points | $562.50-$882 | $3000/4 months | No | No | No | No | N/A | Yes | $139 |
| CIBC Aventura Visa | 10000 Aventura points | $125 - $196 | 1 purchase/4 months | No | No | ? | No | N/A | Yes | $0 |
| CIBC Aeroplan Visa | 10000 | $200 | $3000/4 months + $10000/12 months | No | No | ? | No | N/A | Yes | $0 |
| CIBC Aventura Visa for Students | 10000 | $125 - $196 | 1 purchase/4 months | No | No | ? | No | N/A | Yes | $0 |
| CIBC Aeroplan Visa for Students | 10000 | $200 | $3000/4 months + $10000/12 months | No | No | ? | No | N/A | Yes | $0 |
| CIBC Dividend Visa Infinite | $200 | $200 | $2000/4 months | No | No | ? | N/A | N/A | Yes | $120 |
| CIBC Dividend Platinum Visa | $200 | $200 | $2000/4 months | No | No | ? | N/A | N/A | Yes | $99 |
| CIBC Dividend Visa for Students | $100 | $100 | 1 purchase/4 months | No | No | ? | N/A | N/A | Yes | $0 |
| CIBC US Dollar Aventura Gold Visa | 2500 | $31.25-$49 | No | No | ? | N/A | N/A | Yes | US$35 | |
| Laurentian Bank Visa Infinite | 12000 | $120 | $1500/3 months | No | No | No | Yes | No | $120 | |
| Laurentian Bank Visa Cashback | $60 | $60 | $1000/3 months | No | No | ? | N/A | No | $65 | |
| Laurentian Bank Visa Reward Me | 2000 | $20 | 1 purchase/3 months | No | No | ? | Yes | Yes | $0 | |
| MBNA True Line Mastercard | $40 (GCR) | $40 | N/A | No | No | ? | N/A | N/A | Yes | $0 |
| MBNA True Line Gold Mastercard | $40 (GCR) | $40 | N/A | No | No | ? | N/A | N/A | No | $39 |
| MBNA Rewards Platinum Plus Mastercard | 50000 + $75 (GCR) | $575 | $10000/12 months | No | No | ? | No | N/A | Yes | $0 |
| MBNA Rewards World Elite Mastecard | 30000 + $80 (GCR) | $380 | $2000/3 months | No | No | No | No | N/A | No | $120 |
| MBNA Smart Cash Platinum Plus Mastercard | $150 + $50 (GCR) | $200 | $500 x 6 months | No | No | ? | N/A | N/A | Yes | $0 |
| MBNA Smart Cash World Mastercard | $150 + $50 (GCR) | $200 | $500 x 6 months | No | No | ? | N/A | N/A | Yes | $39 |
| MBNA Amazon.ca Rewards Mastercard | $150 | $150 | $3000/6 months | No | No | No | N/A | N/A | Yes | $0 |
| National Bank World Elite Mastercard | 40000 | $400 | $5000/3 months + $10000/6 months + $15000/12 months | No | No | No | No | Mar 31, 2025 | No | $150 |
| Neo Credit | $60 (FF) | $60 | $0 | No | No | Yes? | N/A | N/A | Yes | $0 |
| Neo Secured Credit | $25 + $25 (FF) | $50 | $0 | No | No | Yes? | N/A | N/A | Yes | $0 |
| Neo World Mastercard | $50 (FF) | $50 | $0 | No | No | Yes? | N/A | N/A | Yes | $0 |
| PC Mastercard | 20000 +$35 (GCR) | $55 | $0 | No | No | ? | No | N/A | Yes | $0 |
| PC Insiders World Elite Mastercard | 250000 + $50 (GCR) | $250 | $3000/4 months | No | No | Yes? | No | N/A | Yes | $120 |
| RBC Avion Visa Infinite | 35000 | $595 | $0 | No | No | No | No | N/A | No | $120 |
| RBC ION+ Visa | 3500 | $60 | $0 | No | No | No | No | N/A | No | No |
| RBC Westjet World Elite Mastercard | 450 | $450 | $5000/3 months | No | No | No | No | Apr 1, 2025 | Yes | $119 |
| RBC ION Visa | 3500 | $60 | $0 | No | No | ? | No | N/A | Yes | $0 |
| RBC moi Visa | 10000 | $80 | $500/3 months + $2000/12 months | No | No | Yes? | No | Jan 31, 2025 | Yes | $0 |
| RBC Avion Visa Infinite Privilege | 70000 | $1190 | $5000/6 months | No | No | Yes? | No | Jan 15, 2025 | No | $399 |
| RBC Avion Visa Platinum | 35000 | $595 | $0 | No | No | ? | No | N/A | No | $120 |
| RBC WestJet Mastercard | 100 | $100 | $1000/3 months | No | No | ? | No | N/A | No | $39 |
| RBC British Airways Visa Infinite | 60000 | $1020 | $6000/3 months | No | No | No | No | N/A | No | $165 |
| Rogers Red Mastercard | $60 + $50 (FF) | $110 | 1 purchase/3 months + 6 auto payments/8 months | No | No | Yes? | N/A | N/A | Yes | $0 |
| Rogers Red World Elite Mastercard | $50 (FF) | $50 | $0 | No | No | ? | N/A | N/A | Yes | $0 |
| Scotiabank Passport Visa Infinite | 40000 + $100 (GCR) | $500 | $2000/3 months + $40000/12 months | No | No | Yes | Yes | Jul 1, 2025 | Yes | $150 |
| Scotiabank Momentum Visa Infinite | $200 | $200 | $2000/3 months | No | No | No | Yes | Yes | Oct 31, 2025 | Yes |
| Scotiabank Gold Amercian Express | 40000 + $100 (GCR) | $500 | $2000/3 months + $7500/6 months | No | No | No | Yes | Jul 1, 2025 | Yes | $120 |
| Scotiabank Scene+ Visa | 7500 | $75 | $1250/3 months | No | No | ? | Yes | Mar 2, 2025 | Yes | $0 |
| Scotia Momentum No-Fee Visa | $100 | $100 | $2000/3 months | No | No | ? | N/A | N/A | Yes | $0 |
| Scotiabank American Express | $50 | $50 | $1000/3 months | No | No | ? | N/A | Yes | Jul 1, 2025 | Yes |
| Scotiabank Platinum American Express | 80000 | $800 | $3000/3 months + $10000/14 months | No | No | Yes? | Yes | Oct 31, 2025 | No | $399 |
| Scotiabank Scene+ Visa for Students | 7500 | $75 | $1000/3 months | No | No | ? | Yes | Mar 2, 2025 | Yes | $0 |
| Scotia Momentum No-Fee Visa for Students | $100 | $100 | $2000/3 months | No | No | ? | N/A | N/A | Yes | $0 |
| Scotiabank American Express for Students | $50 | $50 | $1000/3 months | No | No | ? | N/A | Yes | Jul 1, 2025 | Yes |
| Simplii Financial Cash Back Visa | $100 + $60 (GCR) | $160 | $1000/3 months | No | No | No | N/A | N/A | Yes | $0 |
| Tangerine World Mastercard | $100 + $150 (FF) | $250 | $1000/ 2 months | No | No | Yes? | N/A | Jan 31, 2025 | Yes | $0 |
| Tangerine Money-Back | $100 + $150 (FF) | $250 | $1000/2 months | No | No | Yes? | N/A | Jan 31, 2025 | Yes | $0 |
| TD Aeroplan Visa Infinite | 40000 | $800 | $7500/6 months + $12000/12 months | No | No | No | No | Yes | $139 | |
| TD Aeroplan Visa Platinum | 20000 | $400 | $1000/3 months | No | No | ? | No | No | Yes | $89 |
| TD Aeroplan Visa Infinite Privilege | 85000 | $ 1700 | $12000/6 months + $24000/12 months | No | No | ? | No | N/A | No | $599 |
| TD Cash Back Visa Infinite | $350 + $100 (GCR) | $450 | $3500/ 3 months | No | No | ? | N/A | N/A | Yes | $139 |
| TD Cash Back Visa | $40 (GCR) | $40 | $0 | No | No | ? | N/A | N/A | N/A | N/A |
| TD First Class Travel Visa Infinite | 135000 + $75 (GCR) | $750 | $5000 / 6 months | No | No | No | Yes | N/A | Yes | $139 |
| TD Platinum Travel Visa | 50000 + $60 (GCR) | $310 | $1000 / 3 months | No | No | ? | Yes | N/A | Yes | $89 |
| TD Rewards Visa | 15152 + $30 (GCR) | $105.76 | $500 /3 months | No | No | ? | Yes | N/A | N/A | $0 |
| Card | Offer | Estimated Value | Min Spend | Referral required | Targeted | ATH | RHT | Expiry | FYF | AF |
|---|---|---|---|---|---|---|---|---|---|---|
| AMEX Business Platinum | 150000 + $150 (GCR) | $3150 | $15000/3 months + 1 puchase month 14+17 | No | No | Yes | No | Jan 28,2025 | No | $799 |
| AMEX Business Gold | 40000 + $125 (GCR) | $925 | $7500/3 months | No | No | ? | No | N/A | No | $199 |
| AMEX Business Aeroplan Reserve | 90000 + $125 (GCR) | $1925 | $10500/3 months | No | No | ? | No | N/A | No | $599 |
| AMEX Marriott Bonvoy Business American Express | 50000 + $75 (GCR) | $495 - $635 | $1500/3 months | No | No | ? | No | N/A | No | $150 |
| BMO Air Miles No-Fee Business Mastercard | 1000 + $75 (FF) | $180 | $3000/3 months | No | No | ? | N/A | Dec 13,2025 | Yes | $0 |
| BMO Air Miles World Elite Business Mastercard | 3000 + $75 (FF) | $390 | $5000/3 months | No | No | ? | N/A | Dec 13,2025 | Yes | $149 |
| BMO CashBack Business Mastercard | $150 + $75 (FF) | $225 | $1500/3 months | No | No | ? | N/A | Dec 13, 2025 | Yes | $0 |
| BMO World Elite Business Mastercard | 100000 + $75 (FF) | $745 | $3000 x 9 months, after 3 months | No | No | ? | Dec 13, 2025 | Yes | $149 | |
| CIBC Aventura Visa for Business | 70000 | $875-$1372 | $35000/12 months | No | No | ? | No | N/A | Yes | $120-$180 |
| CIBC Aeroplan Visa Business | 60000 | $750-$1176 | $10000/4 months + $40000/12 months | No | No | ? | No | N/A | Yes | $180 |
| CIBC Costco Business | $100 | $100 | $3000/4 months | No | No | ? | No | N/A | Yes | $0 |
| CIBC Aventura Business Plus | 70000 | $875-$1372 | $35000/12 months | No | No | ? | No | N/A | Yes | $120 |
| CIBC Aeroplan Visa Business Plus | 60000 | $750-$1176 | $10000/4 months + $40000/12 months | No | No | ? | No | N/A | Yes | $120 |
| RBC Avion Visa Business | 35000 | $595 | $0 | No | No | ? | No | N/A | No | $120 |
| RBC Avion Visa Infinite Business | 35000 | $595 | $0 | No | No | ? | No | N/A | No | $175 |
| TD Aeroplan Visa Business | 60000 | $1200 | $2500 x 12 months | No | No | ? | No | N/A | No | $149 |
| TD Business Travel Visa | 175000 | $875 | $2500 x 12 | No | No | ? | Yes | N/A | Yes | $149 |
- ATH - All Time High
- RHT - Refundable Hotel Trick
- FYF - First Year Free
- AF - Annual Fee
- GCR - GreatCanadianRebates
- CCG - CreditCardGenius
- FF - FrugalFlyer
- MoP - Milesopedia
- AMEX MR: 2cpp - aeroplan transfer
- Aeroplan points: 2cpp
- Marriott points: 0.99-1.27cpp
- TD points: 0.5cpp
- Aventura points: 1.25-1.96cpp
- Scene points: 1cpp
- Avion points: 1.7cpp - avios transfer
- BMO rewards points: 0.67cpp
- MBNA rewards - 1cpp
- National Bank A la carte rewards - 1cpp
- Laurentian Bank Reward me - 1cpp
- Air miles: 10.53cpp for cash miles; dream values range from 13.78 to 19.70
- PC Optimum: 0.1cpp
- Meridian Rewards: 1cpp
- WestJet Dollars: 1cpp
- moi: 0.8cpp
- Avios: 1.7cpp