diff --git a/fineract-loan/src/main/java/org/apache/fineract/portfolio/loanaccount/domain/Loan.java b/fineract-loan/src/main/java/org/apache/fineract/portfolio/loanaccount/domain/Loan.java
index aff66589ff3..e6c59a5d75f 100644
--- a/fineract-loan/src/main/java/org/apache/fineract/portfolio/loanaccount/domain/Loan.java
+++ b/fineract-loan/src/main/java/org/apache/fineract/portfolio/loanaccount/domain/Loan.java
@@ -1727,19 +1727,13 @@ public List<LoanDisbursementDetails> getDisbursedLoanDisbursementDetails() {
                 .collect(Collectors.toList());
     }
 
-    public boolean canDisburse(final LocalDate actualDisbursementDate) {
-        LocalDate loanSubmittedOnDate = this.submittedOnDate;
+    public boolean canDisburse() {
         final LoanStatus statusEnum = this.loanLifecycleStateMachine.dryTransition(LoanEvent.LOAN_DISBURSED, this);
 
         boolean isMultiTrancheDisburse = false;
         LoanStatus actualLoanStatus = LoanStatus.fromInt(this.loanStatus);
         if ((actualLoanStatus.isActive() || actualLoanStatus.isClosedObligationsMet() || actualLoanStatus.isOverpaid())
                 && isAllTranchesNotDisbursed()) {
-            if (DateUtils.isBefore(actualDisbursementDate, loanSubmittedOnDate)) {
-                final String errorMsg = "Loan can't be disbursed before " + loanSubmittedOnDate;
-                throw new LoanDisbursalException(errorMsg, "actualdisbursementdate.before.submittedDate", loanSubmittedOnDate,
-                        actualDisbursementDate);
-            }
             isMultiTrancheDisburse = true;
         }
         return !statusEnum.hasStateOf(actualLoanStatus) || isMultiTrancheDisburse;
@@ -2012,18 +2006,10 @@ public void handleDisbursementTransaction(final LocalDate disbursedOn, final Pay
             updateLoanOutstandingBalances();
         }
 
-        if (getApprovedOnDate() != null && DateUtils.isBefore(disbursedOn, getApprovedOnDate())) {
-            final String errorMessage = "The date on which a loan is disbursed cannot be before its approval date: "
-                    + getApprovedOnDate().toString();
-            throw new InvalidLoanStateTransitionException("disbursal", "cannot.be.before.approval.date", errorMessage, disbursedOn,
-                    getApprovedOnDate());
-        }
-
         LocalDate expectedDate = getExpectedFirstRepaymentOnDate();
         if (expectedDate != null && (DateUtils.isAfter(disbursedOn, this.fetchRepaymentScheduleInstallment(1).getDueDate())
                 || DateUtils.isAfter(disbursedOn, expectedDate)) && DateUtils.isEqual(disbursedOn, this.actualDisbursementDate)) {
-            final String errorMessage = "submittedOnDate cannot be after the loans  expectedFirstRepaymentOnDate: "
-                    + expectedDate.toString();
+            final String errorMessage = "submittedOnDate cannot be after the loans  expectedFirstRepaymentOnDate: " + expectedDate;
             throw new InvalidLoanStateTransitionException("disbursal", "cannot.be.after.expected.first.repayment.date", errorMessage,
                     disbursedOn, expectedDate);
         }
diff --git a/fineract-provider/src/main/java/org/apache/fineract/portfolio/loanaccount/serialization/LoanTransactionValidator.java b/fineract-provider/src/main/java/org/apache/fineract/portfolio/loanaccount/serialization/LoanTransactionValidator.java
index feb50685519..de1f979221d 100644
--- a/fineract-provider/src/main/java/org/apache/fineract/portfolio/loanaccount/serialization/LoanTransactionValidator.java
+++ b/fineract-provider/src/main/java/org/apache/fineract/portfolio/loanaccount/serialization/LoanTransactionValidator.java
@@ -80,6 +80,7 @@
 import org.apache.fineract.portfolio.loanaccount.exception.InvalidLoanStateTransitionException;
 import org.apache.fineract.portfolio.loanaccount.exception.LoanApplicationDateException;
 import org.apache.fineract.portfolio.loanaccount.exception.LoanChargeRefundException;
+import org.apache.fineract.portfolio.loanaccount.exception.LoanDisbursalException;
 import org.apache.fineract.portfolio.loanaccount.exception.LoanNotFoundException;
 import org.apache.fineract.portfolio.loanaccount.exception.LoanRepaymentScheduleNotFoundException;
 import org.apache.fineract.portfolio.loanaccount.service.LoanUtilService;
@@ -213,6 +214,22 @@ public void validateDisbursement(JsonCommand command, boolean isAccountTransfer,
                         loan.getExpectedDisbursedOnLocalDate());
             }
 
+            if ((loan.getStatus().isActive() || loan.getStatus().isClosedObligationsMet() || loan.getStatus().isOverpaid())
+                    && loan.isAllTranchesNotDisbursed()) {
+                LocalDate submittedOnDate = loan.getSubmittedOnDate();
+                if (DateUtils.isBefore(actualDisbursementDate, submittedOnDate)) {
+                    final String errorMsg = "Loan can't be disbursed before " + submittedOnDate;
+                    throw new LoanDisbursalException(errorMsg, "actualdisbursementdate.before.submittedDate", submittedOnDate,
+                            actualDisbursementDate);
+                }
+            }
+
+            LocalDate approvedOnDate = loan.getApprovedOnDate();
+            if (DateUtils.isBefore(actualDisbursementDate, approvedOnDate)) {
+                final String errorMessage = "The date on which a loan is disbursed cannot be before its approval date: " + approvedOnDate;
+                throw new InvalidLoanStateTransitionException("disbursal", "cannot.be.before.approval.date", errorMessage,
+                        actualDisbursementDate, approvedOnDate);
+            }
         });
     }
 
diff --git a/fineract-provider/src/main/java/org/apache/fineract/portfolio/loanaccount/service/LoanWritePlatformServiceJpaRepositoryImpl.java b/fineract-provider/src/main/java/org/apache/fineract/portfolio/loanaccount/service/LoanWritePlatformServiceJpaRepositoryImpl.java
index 51f1d04f286..823a992010a 100644
--- a/fineract-provider/src/main/java/org/apache/fineract/portfolio/loanaccount/service/LoanWritePlatformServiceJpaRepositoryImpl.java
+++ b/fineract-provider/src/main/java/org/apache/fineract/portfolio/loanaccount/service/LoanWritePlatformServiceJpaRepositoryImpl.java
@@ -349,7 +349,7 @@ public CommandProcessingResult disburseLoan(final Long loanId, final JsonCommand
         final Locale locale = command.extractLocale();
         final DateTimeFormatter fmt = DateTimeFormatter.ofPattern(command.dateFormat()).withLocale(locale);
 
-        if (loan.canDisburse(actualDisbursementDate)) {
+        if (loan.canDisburse()) {
             // Get netDisbursalAmount from disbursal screen field.
             final BigDecimal netDisbursalAmount = command
                     .bigDecimalValueOfParameterNamed(LoanApiConstants.disbursementNetDisbursalAmountParameterName);
@@ -774,7 +774,7 @@ public Map<String, Object> bulkLoanDisbursal(final JsonCommand command, final Co
             // disbursement and actual disbursement happens on same date
             loan.validateAccountStatus(LoanEvent.LOAN_DISBURSED);
             updateLoanCounters(loan, actualDisbursementDate);
-            boolean canDisburse = loan.canDisburse(actualDisbursementDate);
+            boolean canDisburse = loan.canDisburse();
             ChangedTransactionDetail changedTransactionDetail = null;
             if (canDisburse) {
                 Money amountBeforeAdjust = loan.getPrincipal();
diff --git a/integration-tests/src/test/java/org/apache/fineract/integrationtests/LoanAccountBackdatedDisbursementTest.java b/integration-tests/src/test/java/org/apache/fineract/integrationtests/LoanAccountBackdatedDisbursementTest.java
index 1c5da42c252..e367b68c121 100644
--- a/integration-tests/src/test/java/org/apache/fineract/integrationtests/LoanAccountBackdatedDisbursementTest.java
+++ b/integration-tests/src/test/java/org/apache/fineract/integrationtests/LoanAccountBackdatedDisbursementTest.java
@@ -765,7 +765,6 @@ public void loanAccountBackDatedDisbursementAfterTwoRepaymentsForLoanProductWith
     @Test
     public void loanAccountBackDatedDisbursementWithDisbursementDateBeforeLoanSubmittedOnDateValidationTest() {
         try {
-
             final ResponseSpecification errorResponse = new ResponseSpecBuilder().expectStatusCode(403).build();
             final LoanTransactionHelper validationErrorHelper = new LoanTransactionHelper(this.requestSpec, errorResponse);
 
@@ -867,7 +866,6 @@ public void loanAccountBackDatedDisbursementWithDisbursementDateBeforeLoanSubmit
         } finally {
             GlobalConfigurationHelper.updateIsBusinessDateEnabled(requestSpec, responseSpec, Boolean.FALSE);
         }
-
     }
 
     @Test