diff --git a/t/t1009-pop-db.t b/t/t1009-pop-db.t
index f80b5bd6..854781c7 100755
--- a/t/t1009-pop-db.t
+++ b/t/t1009-pop-db.t
@@ -20,8 +20,15 @@ test_expect_success 'start flux-accounting service' '
 	flux account-service -p ${DB_PATH} -t
 '
 
-test_expect_success 'create a banks.csv file containing bank information' '
-	cat <<-EOF >banks.csv
+test_expect_success 'try to populate flux-accounting DB with a bad filename' '
+	touch foo.csv &&
+	test_must_fail flux account pop-db -c foo.csv > error.out 2>&1 &&
+	grep "table \"foo\" does not exist in the database" error.out
+'
+
+test_expect_success 'create bank_table.csv' '
+	cat <<-EOF >bank_table.csv
+	bank,parent_bank,shares
 	root,,1
 	A,root,1
 	B,root,1
@@ -30,22 +37,23 @@ test_expect_success 'create a banks.csv file containing bank information' '
 	EOF
 '
 
-test_expect_success 'populate flux-accounting DB with banks.csv' '
-	flux account pop-db -b banks.csv
+test_expect_success 'populate flux-accounting DB with bank_table.csv' '
+	flux account pop-db -c bank_table.csv
 '
 
-test_expect_success 'create a users.csv file containing user information' '
-	cat <<-EOF >users.csv
-	user1000,1000,A,1,10,15,5,""
-	user1001,1001,A,1,10,15,5,""
-	user1002,1002,A,1,10,15,5,""
-	user1003,1003,A,1,10,15,5,""
-	user1004,1004,A,1,10,15,5,""
+test_expect_success 'create association_table.csv' '
+	cat <<-EOF >association_table.csv
+	creation_time,username,userid,bank,default_bank,shares,max_running_jobs,max_active_jobs,max_nodes,queues
+	0,user1000,1000,A,A,1,10,15,5,""
+	0,user1001,1001,A,A,1,10,15,5,""
+	0,user1002,1002,A,A,1,10,15,5,""
+	0,user1003,1003,A,A,1,10,15,5,""
+	0,user1004,1004,A,A,1,10,15,5,""
 	EOF
 '
 
-test_expect_success 'populate flux-accounting DB with users.csv' '
-	flux account pop-db -u users.csv
+test_expect_success 'populate association_table with association_table.csv' '
+	flux account pop-db -c association_table.csv
 '
 
 test_expect_success 'check database hierarchy to make sure all banks & users were added' '
@@ -53,18 +61,19 @@ test_expect_success 'check database hierarchy to make sure all banks & users wer
 	test_cmp ${EXPECTED_FILES}/db_hierarchy_base.expected db_hierarchy_base.test
 '
 
-test_expect_success 'create a users.csv file with some missing optional user information' '
-	cat <<-EOF >users_optional_vals.csv
-	user1005,1005,B,1,5,,5,""
-	user1006,1006,B,,,,5,""
-	user1007,1007,B,1,7,,,""
-	user1008,1008,B,,,,5,""
-	user1009,1009,B,1,9,,,""
+test_expect_success 'create association_table.csv with some missing user information' '
+	cat <<-EOF >association_table.csv
+	creation_time,username,userid,bank,default_bank,shares,max_running_jobs,max_active_jobs,max_nodes,queues
+	0,user1005,1005,B,B,1,5,,5,""
+	0,user1006,1006,B,B,,,,5,""
+	0,user1007,1007,B,B,1,7,,,""
+	0,user1008,1008,B,B,,,,5,""
+	0,user1009,1009,B,B,1,9,,,""
 	EOF
 '
 
-test_expect_success 'populate flux-accounting DB with users_optional_vals.csv' '
-	flux account pop-db -u users_optional_vals.csv
+test_expect_success 'populate association_table' '
+	flux account pop-db -c association_table.csv
 '
 
 test_expect_success 'check database hierarchy to make sure new users were added' '
diff --git a/t/t1016-export-db.t b/t/t1016-export-db.t
index 41d1d760..090dde91 100755
--- a/t/t1016-export-db.t
+++ b/t/t1016-export-db.t
@@ -43,61 +43,28 @@ test_expect_success 'export DB information into .csv files' '
 '
 
 test_expect_success 'compare banks.csv' '
-	cat <<-EOF >banks_expected.csv
-	root,,1
-	A,root,1
-	B,root,1
-	C,root,1
-	D,root,1
-	E,D,1
-	F,D,1
+	cat <<-EOF >bank_table_expected.csv
+	bank_id,bank,active,parent_bank,shares,job_usage
+	1,root,1,,1,0.0
+	2,A,1,root,1,0.0
+	3,B,1,root,1,0.0
+	4,C,1,root,1,0.0
+	5,D,1,root,1,0.0
+	6,E,1,D,1,0.0
+	7,F,1,D,1,0.0
 	EOF
-	test_cmp -b banks_expected.csv banks.csv
-'
-
-test_expect_success 'compare users.csv' '
-	cat <<-EOF >users_expected.csv
-	user5011,5011,A,1,5,7,2147483647,
-	user5012,5012,A,1,5,7,2147483647,
-	user5013,5013,B,1,5,7,2147483647,
-	user5014,5014,C,1,5,7,2147483647,
-	EOF
-	test_cmp -b users_expected.csv users.csv
-'
-
-test_expect_success 'create hierarchy output of the flux-accounting DB and store it in a file' '
-	flux account view-bank root -t > db1.test
-'
-
-test_expect_success 'shut down flux-accounting service' '
-	flux python -c "import flux; flux.Flux().rpc(\"accounting.shutdown_service\").get()"
-'
-
-test_expect_success 'create a new flux-accounting DB' '
-	flux account -p $(pwd)/FluxAccountingTestv2.db create-db
-'
-
-test_expect_success 'restart service against new DB' '
-	flux account-service -p ${DB_PATHv2} -t
-'
-
-test_expect_success 'import information into new DB' '
-	flux account pop-db -b banks.csv &&
-	flux account pop-db -u users.csv
-'
-
-test_expect_success 'create hierarchy output of the new DB and store it in a file' '
-	flux account view-bank root -t > db2.test
-'
-
-test_expect_success 'compare DB hierarchies to make sure they are the same' '
-	test_cmp db1.test db2.test
-'
-
-test_expect_success 'specify a different filename for exported users and banks .csv files' '
-	flux account export-db --users foo.csv --banks bar.csv &&
-	test_cmp -b users_expected.csv foo.csv &&
-	test_cmp -b banks_expected.csv bar.csv
+	test_cmp -b bank_table_expected.csv bank_table.csv
+'
+
+# use 'grep' checks here because the contents of association_table also
+# store timestamps of when the user was added to the DB, and thus will be
+# slightly different every time these tests are run
+test_expect_success 'make association_table.csv is populated' '
+	grep "creation_time,mod_time,active,username" association_table.csv &&
+	grep "user5011,5011,A,A" association_table.csv &&
+	grep "user5012,5012,A,A" association_table.csv &&
+	grep "user5013,5013,B,B" association_table.csv &&
+	grep "user5014,5014,C,C" association_table.csv
 '
 
 test_expect_success 'shut down flux-accounting service' '
diff --git a/t/t1026-flux-account-perms.t b/t/t1026-flux-account-perms.t
index e67daaeb..7f8f8249 100755
--- a/t/t1026-flux-account-perms.t
+++ b/t/t1026-flux-account-perms.t
@@ -151,8 +151,7 @@ test_expect_success 'pop-db should not be accessible by all users' '
 	( export FLUX_HANDLE_ROLEMASK=0x2 &&
 	  export FLUX_HANDLE_USERID=$newid &&
 		touch users.csv &&
-		touch banks.csv &&
-		test_must_fail flux account pop-db -u users.csv -b banks.csv > no_access_pop_db.out 2>&1 &&
+		test_must_fail flux account pop-db -c association_table.csv > no_access_pop_db.out 2>&1 &&
 		grep "Request requires owner credentials" no_access_pop_db.out
 	)
 '